The companies of National Life Group are expanding their suite of living benefits¹, adding Alzheimer’s Disease and a new fertility journey rider beginning Jan. 28.
These expansions have the potential to support many, as more than 6.5 million Americans are estimated to be living with Alzheimer’s dementia2, and the average cost of one in vitro fertilization (IVF) cycle is more than $12,0003.
Living Benefits are supplemental benefits that can be added to life insurance and are not suitable unless you also have a need for life insurance. Life insurance with living benefits could provide protection if you experience a qualifying terminal, chronic, critical illness, critical injury or a diagnosis of Alzheimer’s Disease or Lewy Body Dementia4.
“We take our mission of bringing peace of mind to our policyholders seriously,” National Life Group Senior Vice President Ata Azarshahi said. “These riders add two more ways for our life insurance products to provide peace of mind while living. They will help with the unexpected all the way from the beginning to the end of life.”
Visit our Frequently Asked Questions to learn more: FAQ | Individuals and Families | National Life.
Alzheimer’s Disease Rider:
Adds to our suite of Living Benefits. The rider will benefit clients when they are diagnosed with Alzheimer’s disease or Lewy Body Dementia. Available for all life insurance products, depending on state approval.
Fertility Journey Rider:
Provides couples with extra support through a one-time, lump-sum Accumulation Value Credit. Automatically attached to all new eligible FlexLife policies, depending on state approval.
About National Life Group
National Life is here to bring you peace of mind. We’ve been keeping our promises since 1848. Believe in tomorrow. Do good today. Learn more at NationalLife.com
Products Issued By:
National Life Insurance Company® Life Insurance Company of the Southwest®
National Life Group® is a trade name of National Life Insurance Company, founded in Montpelier, Vermont, in 1848, Life Insurance Company of the Southwest, Addison, Texas, chartered in 1955, and their affiliates. Each company of National Life Group is solely responsible for its own financial condition and contractual obligations. Life Insurance Company of the Southwest is not an authorized insurer in New York and does not conduct insurance business in New York.
Guarantees are dependent upon the claims paying ability of the issuing company.
- Payment of Accelerated Benefits will reduce the Cash Value and Death Benefit otherwise payable under the policy. Receipt of Accelerated Benefits may be a taxable event, may affect your eligibility for public assistance programs, and may reduce or eliminate other policy and rider benefits. Please consult your personal tax advisor to determine the tax status of any benefits paid under this rider and with social service agencies concerning how receipt of such a payment will affect you.
Riders are supplemental benefits that can be added to a life insurance policy and are not suitable unless you also have a need for life insurance. Riders are optional, may require additional premium and may not be available in all states or on all products. This is not a solicitation of any specific insurance policy.
The following Accelerated Benefit Riders (ABR) are available on various insurance policies and are issued by Life Insurance Company of the Southwest. Terminal Illness Rider (ABR), form series 8052, ICC10-8844; Chronic Illness Rider (ABR), form series 8095, 8766, ICC10-8844; Critical Illness Rider (ABR), form series 8165, 20287, ICC15-20287, form series 20805, ICC22-20805(0222); Critical Injury Rider, form series 20288, ICC15-20288, form series 20806, ICC22-20806, Alzhemier’s Disease Rider, form series 20818, ICC22-20818 and Fertility Journey Rider, form series 20837.
The following Accelerated Benefit Riders (ABR) are available on various insurance policies and are issued by National Life Insurance Company. Accelerated Benefit Rider (ABR) for Terminal Illness, form series 7490, ICC10-8843; ABR for Chronic Illness, form series 7493, 8765, ICC10-8843; ABR Critical Illness Rider, form series 9744, 20285, ICC15-20285, form series 20803, ICC22-20803; ABR Critical Injury Rider, form series 20286, ICC15-20286, form series 20804, ICC22-20804, Alzhemier’s Disease Rider, form series 20817, ICC-20817, and Fertility Journey Rider, form series 20836.
- Alzheimer’s disease facts and figures. Alzheimer’s Disease and Dementia. (n.d.). (2023).
- Rachel Gurevich, R. N. (2022, September 18). How much does one cycle of in vitro fertilization really cost? Verywell Family.
- Payment of Accelerated Benefits will reduce the Cash Value and Death Benefit otherwise payable under the policy. Receipt of Accelerated Benefits may be a taxable event and may affect your eligibility for public assistance programs. Please consult your personal tax advisor to determine the tax status of any benefits paid under this rider and with social service agencies concerning how receipt of such a payment will affect you.
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